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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,459 | $75,962+46.7% | $154,111-27.7% | $64,173+73.7% |
| Participation rate | 75.7% | 70.4%+5.3pp | 83.0%-7.3pp | 69.6%+6.1pp |
| Annual return | -14.19% | 30.32%-44.5pp | 735.18%-749.4pp | 7.63%-21.8pp |
| Employer contribution / active EE | $8,028 | $3,350+139.6% | $5,298+51.5% | $2,381+237.2% |
| Participant deferral / active EE | $4,121 | $3,175+29.8% | $5,081-18.9% | $3,470+18.8% |
| Admin fee / account holder | $3,074 | $5,589-45.0% | $13,411-77.1% | $4,887-37.1% |