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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,898,031 | $148,629+1849.8% | $135,982+2031.2% | $139,487+1977.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 86.42% | 79.33%+7.1pp | 68.32%+18.1pp | 373.84%-287.4pp |
| Employer contribution / active EE | $24,071 | $5,247+358.8% | $4,859+395.4% | $4,755+406.3% |
| Participant deferral / active EE | $15,000 | $8,102+85.1% | $7,760+93.3% | $6,713+123.5% |
| Admin fee / account holder | $22,925 | $12,406+84.8% | $10,767+112.9% | $11,407+101.0% |