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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,243 | $102,429+199.0% | $147,096+108.2% | $80,925+278.4% |
| Participation rate | 95.7% | 75.9%+19.8pp | 82.2%+13.5pp | 67.7%+28.0pp |
| Annual return | 15.01% | 135.02%-120.0pp | 419.75%-404.7pp | 35.65%-20.6pp |
| Employer contribution / active EE | $8,106 | $3,716+118.1% | $4,936+64.2% | $2,756+194.1% |
| Participant deferral / active EE | $14,891 | $6,649+124.0% | $8,071+84.5% | $4,299+246.4% |
| Admin fee / account holder | $10,474 | $7,957+31.6% | $13,005-19.5% | $6,940+50.9% |