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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,243 | $102,422+199.0% | $147,117+108.2% | $80,959+278.3% |
| Participation rate | 95.7% | 75.9%+19.8pp | 82.2%+13.5pp | 67.7%+28.0pp |
| Annual return | 15.01% | 135.16%-120.1pp | 420.54%-405.5pp | 35.67%-20.7pp |
| Employer contribution / active EE | $8,106 | $3,717+118.0% | $4,932+64.3% | $2,757+194.0% |
| Participant deferral / active EE | $14,891 | $6,652+123.9% | $8,065+84.6% | $4,300+246.3% |
| Admin fee / account holder | $10,474 | $7,953+31.7% | $12,993-19.4% | $6,925+51.2% |