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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,470 | $150,447+68.5% | $136,298+86.0% | $147,586+71.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.30% | 1049.15%-1039.9pp | 5156.27%-5147.0pp | 578.59%-569.3pp |
| Employer contribution / active EE | $8,656 | $5,256+64.7% | $4,696+84.3% | $4,876+77.5% |
| Participant deferral / active EE | $8,175 | $6,631+23.3% | $6,247+30.9% | $5,439+50.3% |
| Admin fee / account holder | $146,329 | $10,906+1241.7% | $9,244+1483.0% | $10,886+1244.2% |