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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,368 | $76,834-72.2% | $108,359-80.3% | $87,485-75.6% |
| Participation rate | 74.7% | 61.7%+12.9pp | 70.1%+4.5pp | 68.9%+5.7pp |
| Annual return | 20.24% | 19.09%+1.2pp | 36.89%-16.7pp | 26.06%-5.8pp |
| Employer contribution / active EE | -$582 | $1,556-137.4% | $2,399-124.3% | $2,596-122.4% |
| Participant deferral / active EE | $2,806 | $3,100-9.5% | $4,137-32.2% | $4,274-34.3% |
| Admin fee / account holder | $1,359 | $6,537-79.2% | $9,741-86.0% | $7,775-82.5% |