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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,711 | $85,766+87.4% | $136,297+17.9% | $70,131+129.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.05% | 31.45%-17.4pp | 5156.16%-5142.1pp | 73.14%-59.1pp |
| Employer contribution / active EE | $5,468 | $2,966+84.3% | $4,696+16.4% | $2,342+133.4% |
| Participant deferral / active EE | $7,140 | $5,051+41.3% | $6,247+14.3% | $3,332+114.3% |
| Admin fee / account holder | $2,043 | $5,420-62.3% | $9,244-77.9% | $4,645-56.0% |