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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,722 | $102,382+16.9% | $147,005-18.6% | $80,874+48.0% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.2%+14.3pp | 67.6%+28.8pp |
| Annual return | 8.38% | 134.89%-126.5pp | 418.76%-410.4pp | 35.62%-27.2pp |
| Employer contribution / active EE | $6,925 | $3,715+86.4% | $4,934+40.3% | $2,756+151.3% |
| Participant deferral / active EE | $8,564 | $6,646+28.8% | $8,070+6.1% | $4,297+99.3% |
| Admin fee / account holder | $31,678 | $7,942+298.8% | $13,006+143.6% | $6,935+356.8% |