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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,722 | $102,422+16.9% | $147,117-18.6% | $80,959+47.9% |
| Participation rate | 96.4% | 75.9%+20.6pp | 82.2%+14.2pp | 67.7%+28.8pp |
| Annual return | 8.38% | 135.16%-126.8pp | 420.54%-412.2pp | 35.67%-27.3pp |
| Employer contribution / active EE | $6,925 | $3,717+86.3% | $4,932+40.4% | $2,757+151.2% |
| Participant deferral / active EE | $8,564 | $6,652+28.7% | $8,065+6.2% | $4,300+99.1% |
| Admin fee / account holder | $31,678 | $7,953+298.3% | $12,993+143.8% | $6,925+357.4% |