Retirement plan

MACDONALD LUMBER CO LUMBER LIQ 401 K PROFIT SHARING PLAN TRUST

Name: MACDONALD LUMBER CO LUMBER LIQ - MACDONALD LUMBER CO LUMBER LIQ 401 K PROFIT SHARING PLAN TRUST (2018) Form 5500
Creator: MACDONALD LUMBER CO LUMBER LIQ
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MACDONALD LUMBER CO LUMBER LIQ 401 K PROFIT SHARING PLAN TRUST, MACDONALD LUMBER CO LUMBER LIQ

MACDONALD LUMBER CO LUMBER LIQEIN 84-1016087Plan #001PY 2018

MACDONALD HARDWOODS, 929 W 1ST AVE - DENVER, CO 802231533303-825-0290

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$440K

+8.3% from 2017

Total participants

0.0% from 2017

Average account balance

$54,955

+8.3% from 2017

Annual return

-1.27%

-28.83 pp from 2017

Benchmarks

See 18,623 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,623 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$963K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$107K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

150.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$73K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes3D2F2G2T2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,955

$95,979-42.7%

$74,551-26.3%

$135,380-59.4%

Participation rate

100.0%

75.7%+24.3pp

69.1%+30.9pp

82.6%+17.4pp

Annual return

-1.27%

56.97%-58.2pp

32.53%-33.8pp

519.81%-521.1pp

Employer contribution / active EE

$1,259

$2,716-53.7%

$1,961-35.8%

$4,779-73.7%

Participant deferral / active EE

$4,267

$3,844+11.0%

$3,108+37.3%

$5,609-23.9%

Admin fee / account holder

$6,522-100.0%

$5,059-100.0%

$10,828-100.0%

MACDONALD LUMBER CO LUMBER LIQ 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

MACDONALD LUMBER CO LUMBER LIQ 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion