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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,239 | $157,304+254.9% | $141,197+295.4% | $152,909+265.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 8.88% | 64.34%-55.5pp | 71.41%-62.5pp | 345.46%-336.6pp |
| Employer contribution / active EE | $4,973 | $5,263-5.5% | $4,736+5.0% | $4,764+4.4% |
| Participant deferral / active EE | $6,637 | $7,111-6.7% | $6,710-1.1% | $5,851+13.4% |
| Admin fee / account holder | $64,806 | $12,126+434.4% | $10,265+531.3% | $11,601+458.6% |