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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,472 | $160,028+76.5% | $147,080+92.1% | $145,884+93.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 11.63% | 98.60%-87.0pp | 420.17%-408.5pp | 551.85%-540.2pp |
| Employer contribution / active EE | $4,571 | $5,286-13.5% | $4,933-7.3% | $4,662-1.9% |
| Participant deferral / active EE | $13,803 | $8,422+63.9% | $8,066+71.1% | $6,690+106.3% |
| Admin fee / account holder | $12,622 | $15,030-16.0% | $12,989-2.8% | $13,392-5.8% |