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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,472 | $160,040+76.5% | $147,096+92.0% | $145,877+93.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 11.63% | 98.49%-86.9pp | 419.75%-408.1pp | 551.28%-539.7pp |
| Employer contribution / active EE | $4,571 | $5,289-13.6% | $4,936-7.4% | $4,663-2.0% |
| Participant deferral / active EE | $13,803 | $8,429+63.8% | $8,071+71.0% | $6,691+106.3% |
| Admin fee / account holder | $12,622 | $15,050-16.1% | $13,005-3.0% | $13,402-5.8% |