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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,472 | $160,070+76.5% | $147,117+92.0% | $145,897+93.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 11.63% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $4,571 | $5,285-13.5% | $4,932-7.3% | $4,663-2.0% |
| Participant deferral / active EE | $13,803 | $8,419+63.9% | $8,065+71.2% | $6,689+106.3% |
| Admin fee / account holder | $12,622 | $15,035-16.1% | $12,993-2.9% | $13,390-5.7% |