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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,138 | $108,882+80.1% | $96,754+102.7% | $154,746+26.7% |
| Participation rate | 73.9% | 75.1%-1.2pp | 70.3%+3.6pp | 80.7%-6.8pp |
| Annual return | 15.49% | 98.39%-82.9pp | 82.04%-66.5pp | 172.34%-156.8pp |
| Employer contribution / active EE | $606 | $3,018-79.9% | $2,679-77.4% | $4,379-86.2% |
| Participant deferral / active EE | $5,883 | $5,323+10.5% | $4,758+23.7% | $6,730-12.6% |
| Admin fee / account holder | $5,085 | $10,200-50.1% | $8,905-42.9% | $14,365-64.6% |