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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,503 | $110,278-23.4% | $95,740-11.7% | $139,466-39.4% |
| Participation rate | 53.3% | 75.7%-22.4pp | 72.3%-18.9pp | 80.3%-27.0pp |
| Annual return | 13.26% | 27.19%-13.9pp | 28.41%-15.2pp | 373.66%-360.4pp |
| Employer contribution / active EE | $1,168 | $3,260-64.2% | $2,836-58.8% | $4,754-75.4% |
| Participant deferral / active EE | $2,289 | $4,674-51.0% | $4,244-46.1% | $6,712-65.9% |
| Admin fee / account holder | $0 | $6,613-100.0% | $5,676-100.0% | $11,409-100.0% |