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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,299 | $81,276+556.2% | $155,574+242.8% | $80,925+559.0% |
| Participation rate | 94.6% | 66.2%+28.3pp | 78.2%+16.4pp | 67.7%+26.9pp |
| Annual return | 14.09% | 33.36%-19.3pp | 64.87%-50.8pp | 35.65%-21.6pp |
| Employer contribution / active EE | $33,243 | $3,103+971.3% | $4,676+611.0% | $2,756+1106.1% |
| Participant deferral / active EE | $22,101 | $3,453+540.1% | $5,629+292.6% | $4,299+414.1% |
| Admin fee / account holder | $13,571 | $7,993+69.8% | $15,914-14.7% | $6,940+95.5% |