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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,126 | $54,541-41.1% | $78,778-59.2% | $70,126-54.2% |
| Participation rate | 51.4% | 60.8%-9.4pp | 69.2%-17.8pp | 69.5%-18.1pp |
| Annual return | 8.27% | 21.07%-12.8pp | 35.62%-27.4pp | 73.15%-64.9pp |
| Employer contribution / active EE | $730 | $1,089-32.9% | $1,986-63.2% | $2,343-68.8% |
| Participant deferral / active EE | $2,944 | $2,210+33.2% | $2,958-0.5% | $3,332-11.6% |
| Admin fee / account holder | $15 | $3,709-99.6% | $5,134-99.7% | $4,645-99.7% |