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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,884 | $219,709-36.8% | $109,188+27.2% | - |
| Participation rate | 0.0% | 61.5%-61.5pp | 75.9%-75.9pp | - |
| Annual return | 11.48% | 14.84%-3.4pp | 25.76%-14.3pp | - |
| Employer contribution / active EE | $0 | $2,247-100.0% | $3,723-100.0% | - |
| Participant deferral / active EE | $0 | $3,260-100.0% | $4,654-100.0% | - |
| Admin fee / account holder | $4,511 | $13,236-65.9% | $6,755-33.2% | - |