Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,683 | $57,352-1.2% | $83,831-32.4% | $64,173-11.7% |
| Participation rate | 34.1% | 68.6%-34.5pp | 76.1%-42.0pp | 69.6%-35.4pp |
| Annual return | -6.71% | 11.38%-18.1pp | 850.99%-857.7pp | 7.63%-14.3pp |
| Employer contribution / active EE | $368 | $2,546-85.6% | $3,631-89.9% | $2,381-84.6% |
| Participant deferral / active EE | $2,546 | $2,993-14.9% | $4,082-37.6% | $3,470-26.6% |
| Admin fee / account holder | $4,499 | $4,046+11.2% | $5,479-17.9% | $4,887-7.9% |