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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,434 | $85,171+43.8% | $172,753-29.1% | $72,976+67.8% |
| Participation rate | 81.8% | 70.1%+11.8pp | 82.6%-0.8pp | 69.5%+12.3pp |
| Annual return | 25.54% | 27.32%-1.8pp | 803.00%-777.5pp | 81.02%-55.5pp |
| Employer contribution / active EE | $1,767 | $3,324-46.8% | $5,144-65.7% | $2,440-27.6% |
| Participant deferral / active EE | $9,197 | $3,260+182.1% | $5,198+76.9% | $3,608+154.9% |
| Admin fee / account holder | $2,382 | $5,880-59.5% | $13,956-82.9% | $5,124-53.5% |