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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,273 | $81,358+95.8% | $155,556+2.4% | $80,959+96.7% |
| Participation rate | 86.5% | 66.3%+20.2pp | 78.2%+8.3pp | 67.7%+18.8pp |
| Annual return | 12.66% | 33.39%-20.7pp | 64.84%-52.2pp | 35.67%-23.0pp |
| Employer contribution / active EE | $2,460 | $3,106-20.8% | $4,675-47.4% | $2,757-10.8% |
| Participant deferral / active EE | $9,925 | $3,455+187.2% | $5,631+76.3% | $4,300+130.8% |
| Admin fee / account holder | $19,667 | $7,994+146.0% | $15,885+23.8% | $6,925+184.0% |