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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,914 | $217,432+16.8% | $185,851+36.6% | $167,553+51.5% |
| Participation rate | 95.5% | 86.1%+9.4pp | 81.7%+13.7pp | 82.1%+13.3pp |
| Annual return | 11.72% | 148.43%-136.7pp | 122.11%-110.4pp | 478.89%-467.2pp |
| Employer contribution / active EE | $7,278 | $5,874+23.9% | $5,168+40.8% | $4,840+50.4% |
| Participant deferral / active EE | $7,760 | $6,357+22.1% | $5,569+39.4% | $6,343+22.3% |
| Admin fee / account holder | $3,341 | $19,820-83.1% | $16,245-79.4% | $12,316-72.9% |