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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,853 | $103,008-68.1% | $90,304-63.6% | $152,897-78.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 101.08% | 95.22%+5.9pp | 78.13%+23.0pp | 345.43%-244.3pp |
| Employer contribution / active EE | $2,296 | $3,139-26.9% | $2,855-19.6% | $4,764-51.8% |
| Participant deferral / active EE | $4,137 | $4,281-3.4% | $3,885+6.5% | $5,851-29.3% |
| Admin fee / account holder | $1,039 | $6,175-83.2% | $5,354-80.6% | $11,599-91.0% |