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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,459 | $185,883+21.8% | $170,043+33.2% | $139,466+62.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.09% | 60.54%-43.5pp | 53.40%-36.3pp | 373.66%-356.6pp |
| Employer contribution / active EE | $7,849 | $7,596+3.3% | $6,790+15.6% | $4,754+65.1% |
| Participant deferral / active EE | $10,057 | $11,626-13.5% | $10,410-3.4% | $6,712+49.8% |
| Admin fee / account holder | $10,036 | $15,393-34.8% | $12,824-21.7% | $11,409-12.0% |