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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,561 | $52,678+117.5% | $75,784+51.2% | $59,633+92.1% |
| Participation rate | 86.7% | 67.2%+19.4pp | 75.8%+10.8pp | 68.7%+18.0pp |
| Annual return | -3.43% | 2.95%-6.4pp | 9.68%-13.1pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $6,510 | $2,193+196.8% | $3,323+95.9% | $2,203+195.5% |
| Participant deferral / active EE | $8,403 | $2,591+224.4% | $3,652+130.1% | $3,192+163.3% |
| Admin fee / account holder | $7,332 | $3,610+103.1% | $5,300+38.3% | $4,297+70.6% |