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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,686 | $99,345-37.9% | $84,753-27.2% | $273,972-77.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 28.98% | 22.93%+6.1pp | 22.78%+6.2pp | 41.46%-12.5pp |
| Employer contribution / active EE | $3,601 | $4,214-14.5% | $3,574+0.7% | $4,869-26.0% |
| Participant deferral / active EE | $6,491 | $4,270+52.0% | $3,712+74.9% | $5,287+22.8% |
| Admin fee / account holder | $1,888 | $6,645-71.6% | $5,333-64.6% | $10,133-81.4% |