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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,919 | $160,040+71.8% | $147,096+86.9% | $145,877+88.5% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 13.64% | 98.49%-84.9pp | 419.75%-406.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $6,626 | $5,289+25.3% | $4,936+34.2% | $4,663+42.1% |
| Participant deferral / active EE | $9,633 | $8,429+14.3% | $8,071+19.3% | $6,691+44.0% |
| Admin fee / account holder | $1,648 | $15,050-89.1% | $13,005-87.3% | $13,402-87.7% |