Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,639 | $77,814+42.2% | $158,223-30.1% | $86,983+27.2% |
| Participation rate | 25.0% | 68.4%-43.4pp | 79.2%-54.2pp | 69.5%-44.5pp |
| Annual return | 18.68% | 30.54%-11.9pp | 52.09%-33.4pp | 25.83%-7.2pp |
| Employer contribution / active EE | $199 | $2,592-92.3% | $4,109-95.2% | $2,584-92.3% |
| Participant deferral / active EE | $1,959 | $3,270-40.1% | $5,467-64.2% | $4,194-53.3% |
| Admin fee / account holder | $26,577 | $5,879+352.0% | $16,047+65.6% | $7,856+238.3% |