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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,352 | $141,004-57.2% | $112,273-46.2% | $139,466-56.7% |
| Participation rate | 75.0% | 79.2%-4.2pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 5.89% | 32.75%-26.9pp | 30.23%-24.3pp | 373.66%-367.8pp |
| Employer contribution / active EE | $3,252 | $4,285-24.1% | $3,431-5.2% | $4,754-31.6% |
| Participant deferral / active EE | $9,870 | $5,878+67.9% | $4,800+105.6% | $6,712+47.0% |
| Admin fee / account holder | $4,840 | $9,959-51.4% | $7,752-37.6% | $11,409-57.6% |