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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,529 | $65,712-39.8% | $57,196-30.9% | $273,972-85.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.3%+24.7pp | 83.0%+17.0pp |
| Annual return | 11.56% | 22.01%-10.4pp | 14.59%-3.0pp | 41.46%-29.9pp |
| Employer contribution / active EE | $12,187 | $3,280+271.5% | $2,683+354.2% | $4,869+150.3% |
| Participant deferral / active EE | $0 | $3,782-100.0% | $3,096-100.0% | $5,287-100.0% |
| Admin fee / account holder | $455 | $4,838-90.6% | $3,141-85.5% | $10,133-95.5% |