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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,948 | $158,852+151.1% | $121,220+229.1% | $135,380+194.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -7.89% | -0.64%-7.3pp | 16.94%-24.8pp | 519.81%-527.7pp |
| Employer contribution / active EE | $3,051 | $5,666-46.2% | $4,023-24.2% | $4,779-36.2% |
| Participant deferral / active EE | $8,400 | $4,006+109.7% | $3,345+151.1% | $5,609+49.8% |
| Admin fee / account holder | $18,340 | $6,515+181.5% | $5,021+265.3% | $10,828+69.4% |