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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,210 | $183,516+63.0% | $155,534+92.4% | $145,884+105.1% |
| Participation rate | 93.8% | 82.7%+11.0pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 19.27% | 61.43%-42.2pp | 64.92%-45.6pp | 551.85%-532.6pp |
| Employer contribution / active EE | $32,332 | $5,315+508.3% | $4,675+591.6% | $4,662+593.5% |
| Participant deferral / active EE | $19,332 | $6,467+199.0% | $5,630+243.4% | $6,690+189.0% |
| Admin fee / account holder | $12,709 | $19,293-34.1% | $15,900-20.1% | $13,392-5.1% |