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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,325 | $58,828-19.6% | $78,002-39.3% | $62,881-24.7% |
| Participation rate | 37.0% | 71.1%-34.0pp | 75.5%-38.5pp | 69.3%-32.3pp |
| Annual return | 8.67% | 17.16%-8.5pp | 425.99%-417.3pp | 20.14%-11.5pp |
| Employer contribution / active EE | $570 | $1,672-65.9% | $2,470-76.9% | $2,281-75.0% |
| Participant deferral / active EE | $1,211 | $2,686-54.9% | $3,497-65.4% | $3,203-62.2% |
| Admin fee / account holder | $0 | $4,393-100.0% | $5,481-100.0% | $4,296-100.0% |