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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,889 | $78,705-15.0% | $117,860-43.2% | $70,124-4.6% |
| Participation rate | 63.4% | 73.2%-9.8pp | 79.7%-16.3pp | 69.5%-6.2pp |
| Annual return | 33.37% | 23.30%+10.1pp | 335.10%-301.7pp | 73.14%-39.8pp |
| Employer contribution / active EE | $1,332 | $2,223-40.1% | $3,786-64.8% | $2,342-43.1% |
| Participant deferral / active EE | $2,471 | $3,297-25.1% | $4,482-44.9% | $3,332-25.8% |
| Admin fee / account holder | $596 | $5,065-88.2% | $8,021-92.6% | $4,645-87.2% |