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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $23,554 |
Service code 27 · EIN 02-6007993 | Advisory (Plan) | $14,303 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,528 | $55,472+27.1% | $155,567-54.7% | $74,546-5.4% |
| Participation rate | 97.4% | 61.9%+35.5pp | 78.2%+19.2pp | 67.2%+30.2pp |
| Annual return | 14.85% | 268.72%-253.9pp | 64.74%-49.9pp | 1366.03%-1351.2pp |
| Employer contribution / active EE | $3,819 | $2,269+68.3% | $4,674-18.3% | $2,624+45.5% |
| Participant deferral / active EE | $5,288 | $2,838+86.3% | $5,628-6.0% | $4,347+21.6% |
| Admin fee / account holder | $313 | $1,743-82.0% | $15,916-98.0% | $1,944-83.9% |