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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,444 | $51,638+108.1% | $68,368+57.2% | $82,448+30.3% |
| Participation rate | 33.3% | 63.6%-30.3pp | 73.8%-40.4pp | 68.1%-34.7pp |
| Annual return | 16.80% | 37.53%-20.7pp | 292.57%-275.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,467 | $2,047-28.3% | $2,649-44.6% | $2,551-42.5% |
| Participant deferral / active EE | $3,201 | $2,914+9.9% | $4,123-22.4% | $4,139-22.7% |
| Admin fee / account holder | $33,352 | $4,643+618.3% | $5,150+547.6% | $7,234+361.0% |