Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,364 | $175,646-90.7% | $129,118-87.3% | $134,545-87.8% |
| Participation rate | 63.6% | 81.6%-17.9pp | 77.2%-13.6pp | 81.2%-17.6pp |
| Annual return | -14.98% | -11.39%-3.6pp | -10.94%-4.0pp | 418.37%-433.3pp |
| Employer contribution / active EE | $1,356 | $6,355-78.7% | $5,051-73.2% | $4,742-71.4% |
| Participant deferral / active EE | $6,358 | $7,970-20.2% | $6,539-2.8% | $6,401-0.7% |
| Admin fee / account holder | $628 | $23,578-97.3% | $14,305-95.6% | $11,431-94.5% |