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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,366 | $105,623+148.4% | $87,502+199.8% | $273,972-4.2% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 11.05% | 12.26%-1.2pp | 12.21%-1.2pp | 41.46%-30.4pp |
| Employer contribution / active EE | $1,618 | $3,141-48.5% | $2,550-36.6% | $4,869-66.8% |
| Participant deferral / active EE | $6,468 | $3,601+79.6% | $3,149+105.4% | $5,287+22.3% |
| Admin fee / account holder | $3,083 | $4,781-35.5% | $4,221-27.0% | $10,133-69.6% |