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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,115 | $57,352-52.7% | $83,831-67.7% | $64,173-57.7% |
| Participation rate | 80.0% | 68.6%+11.4pp | 76.1%+3.9pp | 69.6%+10.4pp |
| Annual return | -5.61% | 11.38%-17.0pp | 850.99%-856.6pp | 7.63%-13.2pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $892 | $2,993-70.2% | $4,082-78.1% | $3,470-74.3% |
| Admin fee / account holder | $719 | $4,046-82.2% | $5,479-86.9% | $4,887-85.3% |