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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,795 | $91,179+425.1% | $178,499+168.2% | $79,852+499.6% |
| Participation rate | 98.0% | 69.2%+28.8pp | 81.9%+16.1pp | 69.6%+28.4pp |
| Annual return | 11.42% | 24.19%-12.8pp | 151.10%-139.7pp | 31.72%-20.3pp |
| Employer contribution / active EE | $23,919 | $3,256+634.7% | $5,011+377.3% | $2,471+867.9% |
| Participant deferral / active EE | $17,040 | $3,236+426.6% | $5,202+227.6% | $3,740+355.6% |
| Admin fee / account holder | $4,574 | $6,749-32.2% | $13,986-67.3% | $5,306-13.8% |