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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,666 | $76,407+407.4% | $150,298+157.9% | $82,448+370.2% |
| Participation rate | 97.4% | 66.4%+31.0pp | 77.8%+19.6pp | 68.1%+29.3pp |
| Annual return | 15.80% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $26,516 | $2,614+914.4% | $4,154+538.3% | $2,551+939.5% |
| Participant deferral / active EE | $16,372 | $3,214+409.3% | $5,453+200.3% | $4,139+295.5% |
| Admin fee / account holder | $138,608 | $6,352+2082.1% | $14,116+881.9% | $7,234+1816.0% |