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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,532 | $81,358+405.8% | $155,556+164.6% | $80,959+408.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 17.42% | 33.39%-16.0pp | 64.84%-47.4pp | 35.67%-18.3pp |
| Employer contribution / active EE | $28,299 | $3,106+811.0% | $4,675+505.3% | $2,757+926.4% |
| Participant deferral / active EE | $20,057 | $3,455+480.4% | $5,631+256.2% | $4,300+366.4% |
| Admin fee / account holder | $43,428 | $7,994+443.3% | $15,885+173.4% | $6,925+527.1% |