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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,666 | $78,690+392.7% | $161,489+140.1% | $87,485+343.1% |
| Participation rate | 97.4% | 67.5%+29.9pp | 78.7%+18.7pp | 68.9%+28.4pp |
| Annual return | 15.80% | 32.74%-16.9pp | 89.72%-73.9pp | 26.06%-10.3pp |
| Employer contribution / active EE | $26,516 | $2,588+924.5% | $4,268+521.2% | $2,596+921.4% |
| Participant deferral / active EE | $16,372 | $3,311+394.5% | $5,630+190.8% | $4,274+283.1% |
| Admin fee / account holder | $138,608 | $6,724+1961.5% | $16,006+766.0% | $7,775+1682.8% |