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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,875 | $144,130-42.5% | $117,860-29.7% | $147,585-43.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 5.84% | 531.20%-525.4pp | 335.10%-329.3pp | 578.58%-572.7pp |
| Employer contribution / active EE | $11,070 | $4,897+126.1% | $3,786+192.4% | $4,876+127.0% |
| Participant deferral / active EE | $6,668 | $5,316+25.4% | $4,482+48.8% | $5,439+22.6% |
| Admin fee / account holder | $6,134 | $10,887-43.7% | $8,021-23.5% | $10,886-43.7% |