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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,664 | $150,447-4.5% | $136,298+5.4% | $147,586-2.7% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 11.62% | 1049.15%-1037.5pp | 5156.27%-5144.6pp | 578.59%-567.0pp |
| Employer contribution / active EE | $9,999 | $5,256+90.2% | $4,696+112.9% | $4,876+105.0% |
| Participant deferral / active EE | $6,651 | $6,631+0.3% | $6,247+6.5% | $5,439+22.3% |
| Admin fee / account holder | $411 | $10,906-96.2% | $9,244-95.6% | $10,886-96.2% |