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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,278 | $147,167-89.6% | $111,392-86.3% | $135,380-88.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | 302.28% | -4.44%+306.7pp | -2.06%+304.3pp | 519.81%-217.5pp |
| Employer contribution / active EE | $1,973 | $5,204-62.1% | $4,328-54.4% | $4,779-58.7% |
| Participant deferral / active EE | $10,722 | $6,565+63.3% | $5,567+92.6% | $5,609+91.2% |
| Admin fee / account holder | $957 | $20,270-95.3% | $12,266-92.2% | $10,828-91.2% |