Filed October 16, 2025 (most recent of 4 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER LIFE AND ANNUITY COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,392 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,244 | $129,021-25.4% | $184,203-47.8% | $77,643+24.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.8%+13.2pp | 70.6%+29.4pp |
| Annual return | 11.77% | 33.27%-21.5pp | 28.81%-17.0pp | 31.24%-19.5pp |
| Employer contribution / active EE | $5,387 | $4,413+22.1% | $6,427-16.2% | $2,726+97.6% |
| Participant deferral / active EE | $5,502 | $7,297-24.6% | $9,131-39.7% | $4,647+18.4% |
| Admin fee / account holder | $29 | $254-88.4% | $13,901-99.8% | $430-93.2% |