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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,818 | $148,623+5.5% | $135,974+15.3% | $139,466+12.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.78% | 79.30%-78.5pp | 68.30%-67.5pp | 373.66%-372.9pp |
| Employer contribution / active EE | $21,939 | $5,246+318.2% | $4,859+351.5% | $4,754+361.5% |
| Participant deferral / active EE | $28,006 | $8,103+245.6% | $7,760+260.9% | $6,712+317.3% |
| Admin fee / account holder | $616 | $12,406-95.0% | $10,767-94.3% | $11,409-94.6% |