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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,035 | $29,670-42.6% | $56,054-69.6% | $80,911-78.9% |
| Participation rate | 33.3% | 41.7%-8.3pp | 52.5%-19.1pp | 67.6%-34.3pp |
| Annual return | 17.51% | 35.24%-17.7pp | 1705.95%-1688.4pp | 35.63%-18.1pp |
| Employer contribution / active EE | $516 | $670-22.9% | $1,039-50.3% | $2,756-81.3% |
| Participant deferral / active EE | $1,528 | $1,227+24.5% | $1,952-21.7% | $4,297-64.4% |
| Admin fee / account holder | $849 | $2,431-65.1% | $2,822-69.9% | $6,935-87.8% |