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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,035 | $29,716-42.7% | $56,077-69.6% | $80,925-78.9% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 17.51% | 35.30%-17.8pp | 1709.28%-1691.8pp | 35.65%-18.1pp |
| Employer contribution / active EE | $516 | $671-23.1% | $1,040-50.4% | $2,756-81.3% |
| Participant deferral / active EE | $1,528 | $1,228+24.4% | $1,954-21.8% | $4,299-64.5% |
| Admin fee / account holder | $849 | $2,432-65.1% | $2,825-69.9% | $6,940-87.8% |