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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,035 | $29,733-42.7% | $56,025-69.6% | $80,959-79.0% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 17.51% | 35.28%-17.8pp | 1712.69%-1695.2pp | 35.67%-18.2pp |
| Employer contribution / active EE | $516 | $672-23.2% | $1,042-50.5% | $2,757-81.3% |
| Participant deferral / active EE | $1,528 | $1,229+24.3% | $1,955-21.8% | $4,300-64.5% |
| Admin fee / account holder | $849 | $2,434-65.1% | $2,828-70.0% | $6,925-87.7% |