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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,290 | $68,398-60.1% | $94,664-71.2% | $75,173-63.7% |
| Participation rate | 97.6% | 76.1%+21.5pp | 80.8%+16.8pp | 67.2%+30.4pp |
| Annual return | 33.07% | 616.72%-583.7pp | 156.84%-123.8pp | 160.72%-127.7pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $15,417 | $6,537+135.9% | $7,417+107.9% | $4,126+273.6% |
| Admin fee / account holder | $3,606 | $5,324-32.3% | $7,222-50.1% | $5,651-36.2% |