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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,564 | $27,936-22.8% | $58,561-63.2% | $75,173-71.3% |
| Participation rate | 24.2% | 38.8%-14.6pp | 50.9%-26.6pp | 67.2%-43.0pp |
| Annual return | 26.35% | 44.21%-17.9pp | 4251.33%-4225.0pp | 160.72%-134.4pp |
| Employer contribution / active EE | $444 | $670-33.7% | $1,053-57.8% | $2,671-83.4% |
| Participant deferral / active EE | $1,683 | $1,202+40.0% | $1,923-12.5% | $4,126-59.2% |
| Admin fee / account holder | $391 | $1,727-77.3% | $2,520-84.5% | $5,651-93.1% |