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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,071 | $100,073-87.9% | $85,126-85.8% | $145,877-91.7% |
| Participation rate | 94.4% | 74.1%+20.3pp | 67.5%+26.9pp | 80.3%+14.1pp |
| Annual return | 10.04% | 84.11%-74.1pp | 66.63%-56.6pp | 551.28%-541.2pp |
| Employer contribution / active EE | $1,688 | $3,236-47.8% | $2,731-38.2% | $4,663-63.8% |
| Participant deferral / active EE | $3,336 | $5,294-37.0% | $4,523-26.2% | $6,691-50.1% |
| Admin fee / account holder | $1,440 | $7,261-80.2% | $6,160-76.6% | $13,402-89.3% |