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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,071 | $100,203-88.0% | $85,240-85.8% | $145,897-91.7% |
| Participation rate | 94.4% | 74.1%+20.3pp | 67.5%+26.9pp | 80.3%+14.1pp |
| Annual return | 10.04% | 84.28%-74.2pp | 66.75%-56.7pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,688 | $3,242-47.9% | $2,735-38.3% | $4,663-63.8% |
| Participant deferral / active EE | $3,336 | $5,299-37.0% | $4,527-26.3% | $6,689-50.1% |
| Admin fee / account holder | $1,440 | $7,265-80.2% | $6,165-76.6% | $13,390-89.2% |