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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,071 | $99,921-87.9% | $85,009-85.8% | $145,959-91.7% |
| Participation rate | 94.4% | 74.1%+20.4pp | 67.5%+26.9pp | 80.3%+14.2pp |
| Annual return | 10.04% | 83.89%-73.9pp | 66.47%-56.4pp | 561.95%-551.9pp |
| Employer contribution / active EE | $1,688 | $3,233-47.8% | $2,728-38.1% | $4,661-63.8% |
| Participant deferral / active EE | $3,336 | $5,293-37.0% | $4,522-26.2% | $6,689-50.1% |
| Admin fee / account holder | $1,440 | $7,252-80.1% | $6,153-76.6% | $13,398-89.2% |