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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,464 | $148,629-43.2% | $135,982-37.9% | $139,487-39.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 41.27% | 79.33%-38.1pp | 68.32%-27.1pp | 373.84%-332.6pp |
| Employer contribution / active EE | $1,602 | $5,247-69.5% | $4,859-67.0% | $4,755-66.3% |
| Participant deferral / active EE | $2,677 | $8,102-67.0% | $7,760-65.5% | $6,713-60.1% |
| Admin fee / account holder | $6,898 | $12,406-44.4% | $10,767-35.9% | $11,407-39.5% |